From WSJ

Wy­att Decker, the chief ex­ec­u­tive of Op­tum Health, the unit that fo­cuses on pro­vid­ing health­care, said the com­pany sees ris­ing de­mand from pa­tients and fam­i­lies for home-based care. “This trend has re­ally only just be­gun, of how much care can truly be de­liv­ered in the home,” he said in an in­ter­view. “We can give care in the home, which is a lower-cost set­ting…than nurs­ing homes or more ad­vanced care fa­cil­i­ties.”

At no point would I ever believe that a health insurance company is interested, in any way, at actually lowering costs.